|
1
|
|
|
2
|
|
|
3
|
- We will define the Identity Theft problem.
- The formation of the Financial Crimes Unit.
- How your identity information is taken.
- How your information is used.
- Indicators that you are a victim
- How to minimize your risk
- What to do if you are the victim of Identity Theft
|
|
4
|
- An informal term for a class of
crimes :
- someone wrongfully obtains and uses another person's personal data
- in some way that involves fraud or deception,
- typically for economic gain.
|
|
5
|
- Last year alone, ten million Americans were victims of
- Identity Theft
|
|
6
|
- COLORADO SPRINGS CRIME RATE
- 2000 TO 2004
- PART 1 VIOLENT CRIME was down
-5.42%
- PART 1 PROPERTY CRIME was up
+20.21%
- IDENTITY THEFT RELATED CRIME jumped up by +95.40%
|
|
7
|
- Some folks would have you believe that identity theft is a non-violent
crime
-
and
- Nobody gets hurt…
- Please consider the following facts:
|
|
8
|
|
|
9
|
|
|
10
|
|
|
11
|
|
|
12
|
- CSPD Detectives will team up with other Law Enforcement Agencies during
an investigation
- Metro VNI ( when drugs are involved)
- Sheriff’s Dept. (when crimes spill over to the County jurisdiction)
- U.S. Postal Inspectors (when there is mail theft/mail fraud)
- Team with other Law Enforcement Agencies
|
|
13
|
- Provide Public Education
- The Unit provides this presentation to
- citizen groups
- such as the Sertoma Club and AARP and neighborhood watch groups
- church groups
- for civic training
- business groups
- such as banks and credit unions, retail stores
- private groups
- whose members request some information
- A call to the Financial Crime Unit Supervisor starts the process
|
|
14
|
- The increase use of Methamphetamine
|
|
15
|
|
|
16
|
|
|
17
|
|
|
18
|
|
|
19
|
|
|
20
|
|
|
21
|
- Credit cards
- Checks
- Loan applications
- Bank accounts
- Cell phones
- Pawn transactions
- Identity takeovers
- ANYTHING THAT CAN BE DONE USING PERSONAL IDENTIFYING INFORMATION
|
|
22
|
- You have not received bills or statements in the mail
- You receive credit cards you have not applied for
- You are turned down for a loan and your credit was good the last time
you checked
- You find unauthorized charges on your financial accounts
- You receive notices from companies or debt collectors for services you
did not use or products you did not purchase
- You receive a change of address notice
|
|
23
|
|
|
24
|
- The Internet has helped us become
- smarter
- wealthier
- more informed
- we are
“connected” to the world!
- and clearly more vulnerable to
crime...
|
|
25
|
- Internet chat sites create an open door for
- criminals to contact you
- Scam Artists using the Nigerian Scam methods love chat sites.
- Requests for check cashing, overpayments and
- transferring boxes through delivery companies
- Are only a few ways thieves target you on the Internet
|
|
26
|
|
|
27
|
|
|
28
|
- Contact the Merchants
- FOLLOW-UP IN WRITING
- OBTAIN ALL RECORDS OF THE TRANSACTIONS
- Call your local police department
- Follow the advice of your financial institution
- CLOSE ACCOUNTS
- CHANGE PIN NUMBERS
- Notify the Federal Trade Commission
|
|
29
|
- Notify the three credit bureaus
- EXPERIAN (888-397-3742)
- EQUIFAX (800-525-6285)
- TRANS-UNION (800-680-7289)
- Place a fraud alert on your accounts
|
|
30
|
- New State Law regarding Identity Theft
- The new statute is called
- “Identity Theft and Related Offenses”
- It clearly defines “devices” and “financial identifying information” and
“personal identifying information”.
- How a person commits identity theft, what is illegal to possess, how a
person gathers information by deception and what are identity theft
tools.
- New sentencing guidelines are also defined
|
|
31
|
- CSPD SUB STATIONS
- Falcon 444-7240
- Gold Hill 385 2100
- Sand Creek 444 7270
- Stetson Hills 444 3140
- Police Operations Center 444 7595 / 444 7000
|
|
32
|
- For more information go to
- www.ftc.gov
- and click on Consumer Information.
|
Notes